SAFER Act of 2026

This legislation prevents states from prematurely seizing digital assets, securities, and investment accounts under unclaimed property or escheatment laws. It prohibits financial institutions, including centralized digital asset exchanges, from transferring custody of these assets, along with related proceeds, forks, or airdrops, to state governments unless strict conditions are met, such as confirming the owner's death at least three years prior. By establishing federal standards and preempting conflicting state laws, the bill safeguards digital asset holdings from premature liquidation.